Terms and Conditions

Last Updated: August 2026

By accessing or using the services provided by P.E.T.R.A. Insurance Agency and Alianza Latina, you agree to be bound by these Terms and Conditions.

SMS Communications & Messaging Terms

• Opting In: Consent to receive SMS messages is not a condition of purchasing any goods or services. By explicitly checking the optional SMS opt-in checkbox on our contact forms, or by signing a physical consent form, you consent to receive text messages from us regarding your inquiries, insurance policies, and appointment reminders.
• Message Frequency: Message frequency varies based on your account activity and inquiries.
• Rates: Message and data rates may apply depending on your mobile carrier plan.
• Opting Out: You may opt out of receiving text messages at any time by replying STOP to any message you receive from us.
• Help: If you need assistance, reply HELP to any of our messages or contact our office directly.

Service Limitations

The information provided on our website does not constitute an insurance policy or a guarantee of coverage. All quotes and policy issuances are subject to underwriting approval by the respective insurance carriers.

Modifications

We reserve the right to update or modify these Terms at any time without prior notice. Continued use of our services constitutes acceptance of the revised Terms.